Mortgage credit simulator

Use the mortgage credit simulator to calculate the amount of the monthly instalment and the total cost of the loan.

Check the simulator’s user manual and enter the requested data.

The simulations obtained through the use of the simulator are not binding on Banco de Portugal, nor do they replace the calculations made by credit institutions.

Residential loan?

Yes

Loan amount *

Other amounts financed

Loan period in months *

Nominal annual interest rate *

Grace period or deferral of capital

Grace period in months

Enter the period in months during which there is no capital amortization, but only interest payment (grace period)

Capital deferral in percentage terms

Enter the percentage of capital that will be repaid only at maturity (deferred capital)

Charges paid at the outset of the loan

Initial fees

Enter the value in euros of fees due at the outset, excluding stamp duty

Single insurance premium

Enter the value in euros of the insurance premium paid at the outset

Charges pait at maturity

Final fees

Enter the value in euros of fees due at the end, excluding stamp duty

Insurance premiums

Annual values in euros of insurance premiums

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CONSULT HERE ALL SERVICES

Mortgage credit simulator

Grace period or deferral of capital

Charges paid at the outset of the loan

Charges pait at maturity

Insurance premiums